Time for Medicare

If you're turning 65 or retiring, it's time to get ready for Medicare. We can help you find a plan that just seems right.

When Can I Enroll?

We don't want you to miss out on coverage, so let's find out when you can enroll. Call us with any questions.

First, choose your birth month to see your personal timeline. Then, find the enrollment period that's right for you, and view our plans to choose your coverage.

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Initial Enrollment Period March 1September 30
Parts A, B, C (Medicare Advantage), and Part D (Prescription Drugs). If you sign up before your birth month, your coverage starts the first day of your birth month. If you sign up after the start of your birth month, your coverage starts the first day of the next month.

Medicare Supplement Enrollment Period June 1November 30
Only if you have Part B.

General Enrollment Period January 1 – March 31
Original Medicare and Medicare Supplement. Occurs yearly.

Annual Enrollment Period (AEP) October 15 – December 7
If you already have Medicare, you can make changes at this time. Occurs yearly.

Learn More

If you’re not sure how the parts of Medicare work, visit our Understand Medicare section to learn more.

Learn more about how you can enroll in Original Medicare through Medicare.gov.

What If I’m Still Covered at Work?

You can keep the health plan you have and enroll in Medicare when you retire.

  • If you keep medical coverage through your job and wait to get Part B, you’ll have 8 months from when you retire to add Part B without a penalty. When you’re ready to add Part B coverage, call your local Social Security office.
  • If you keep getting drug coverage through your job, you won’t pay a penalty if you add Part D later.

It’s important to talk to your employer before choosing to stay on your group plan or enroll in Medicare.