Medicare Supplement Plans

Medicare Supplement, also called Medigap, is coverage you buy to help pay for some of the costs Original Medicare doesn't. Benefits are identical from company to company, and you must have Part A and Part B. These plans don't cover everything, so they won't cover long-term care, vision, dental, hearing aids, or glasses. If you want pharmacy coverage, you’ll also have to buy a Part D plan separately.

For Medicare Supplement plans, you must continue to pay your monthly Part B premium.

You can also get more benefit details in the Outline of Coverage.

Compare Medicare Supplement Plans

Plan APlan CPlan FPlan GPlan N
Basic coverage, including hospitalization, medical expenses, blood, and hospice care
See any Medicare doctor or hospital
No copays on most services
Covers your Part A (hospital services) deductible  
Covers your Part B (medical services) deductible      
Covers 100% of Part B charges above what Medicare will pay      
Emergency care abroad  
Rally and Assist America
Rates for ayear oldin Location Unknown
View Rates for Illinois (Outside Chicago) ${{ SMOKER == "true" ? rate.A_IL_S : rate.A_IL_N }}/mo ${{ SMOKER == "true" ? rate.C_IL_S : rate.C_IL_N }}/mo ${{ SMOKER == "true" ? rate.F_IL_S : rate.F_IL_N }}/mo ${{ SMOKER == "true" ? rate.G_IL_S : rate.G_IL_N }}/mo ${{ SMOKER == "true" ? rate.N_IL_S : rate.N_IL_N }}/mo
View Rates for Chicago Area ${{ SMOKER == "true" ? rate.A_CH_S : rate.A_CH_N }}/mo ${{ SMOKER == "true" ? rate.C_CH_S : rate.C_CH_N }}/mo ${{ SMOKER == "true" ? rate.F_CH_S : rate.F_CH_N }}/mo ${{ SMOKER == "true" ? rate.G_CH_S : rate.G_CH_N }}/mo ${{ SMOKER == "true" ? rate.N_CH_S : rate.N_CH_N }}/mo
Mail applications to:
Health Alliance Medicare
Application Processing Center
301 S. Vine St.
Urbana, IL 61801
Enroll in Plan A Enroll in Plan C Enroll in Plan F Enroll in Plan G Enroll in Plan N
or fax to 217-635-7485 Coverage begins immediately after your first payment.
Pay it all up front or Sign Up for Autopay

 

Hospital Services - Medicare Part A

Plan A
You Pay
Plan C
You Pay
Plan F
You Pay
Plan G
You Pay
Plan N
You Pay
Medicare Part A Deductible - $1,340 $1,340 $0 $0 $0 $0

Hospitalization

Semi-private room and board, general nursing, and miscellaneous services and supplies

First 90 Days $0 after Part A deductible $0 $0 $0 $0
Lifetime Reserve Days Added After 90 Days

Medicare adds 60, Medicare Supplement adds 365

$0 $0 $0 $0 $0
After Additional 365 Days All costs All costs All costs All costs All costs

Skilled Nursing Facility Care

You must meet Medicare’s requirements, including being in a hospital for at least 3 days and entering a Medicare-approved facility within 30 days of leaving the hospital

First 20 Days $0 $0 $0 $0 $0
Days 21 through 100 Up to $167.50 a day All costs beyond what Medicare pays All costs beyond what Medicare pays All costs beyond what Medicare pays All costs beyond what Medicare pays
After 100 Days All costs All costs All costs All costs All costs
Hospice Care
You must meet Medicare’s requirements, including a doctor’s certification of terminal illness
$0 $0 $0 $0 $0
*Note: When you run out of Medicare Part A hospital benefits, we stand in the place of Medicare and pay whatever amount Medicare would have paid for up to another 365 days, as provided in the policy. During this time, the hospital cannot bill you for the balance based on any difference between its billed charges and the amount Medicare would have paid.

 

Medical Services - Medicare Part B

Plan A
You Pay
Plan C
You Pay
Plan F
You Pay
Plan G
You Pay
Plan N
You Pay
Medicare Part B Deductible - $183 $183 $0 $0 $183 $183
Medical Services
Physician’s services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, and durable medical equipment
$0 after Part B deductible $0 $0 $0 $0 after Part B deductible, with copays of up to $20 per office visit and up to $50 per ER visit
ER visit copay is waived if you're admitted to the hospital and it's covered as a Medicare Part A expense
Part B Charges Above Medicare-Approved Amounts All costs All costs $0 $0 All costs
Lab and Diagnostic Services $0 $0 $0 $0 $0

 

Other Services

Plan A
You Pay
Plan C
You Pay
Plan F
You Pay
Plan G
You Pay
Plan N
You Pay
Blood - First 3 pints $0 $0 $0 $0 $0
Durable Medical Equipment $0 after Part B deductible $0 $0 $0 $0 after Part B deductible
Home Health Care $0 $0 $0 $0 $0
Emergency Care Abroad
Not Covered by Medicare
All costs First $250, then 20% up to $50,000 20%, up to $50,000 lifetime max, then
all costs after lifetime max
First $250, then 20% up to $50,000 20%, up to $50,000 lifetime max, then
all costs after lifetime max